Identity Theft, Protecting Yourself Against the #1 Crime in the World

Identity Theft is now the number one crime in the entire world. It is estimated that $221 billion a year is lost by businesses worldwide due to identity theft. Cyber crime units now analyze 2,000 to 3,000 new viruses per hour. Much of t…

Personal Finance Guidelines for Stretching Your Paycheck

In this post, I would like to present personal budget guidelines, and hopefully, point out some potential holes or problems in your budget. The goal here is of course, to help you find ways to increase your disposable income, or the amo…

Another Anti Payday Loan Article

Ok I just read an article completely bashing the existence of payday loans. The article described how payday loan lending is contributing to the major issues in the mortgage lending space. Although I agree with some monumental issues pre…

Live Life Debt Free Even After Spending

Have you heard about people who have managed to become debt free? Well, you can do the same!
You will find your life improves significantly when you eliminate all of your debts and you will be able to start saving for your retireme…

How to Grocery Shop as a Family (and Still Save Money)

Even when you’re trying to save money, there’s often that one person in the family who just isn’t quite cooperating with the plan. The one who still really wants those extras.
Maybe it’s Mom, maybe it’…

I Was Crippled by My Debt! Then I Was Saved By The Program

Increasing numbers of Westerners are becoming trapped in a cycle of debt, often ignoring the situation until it is almost too late; once you have admitted that there is a money problem, you can start making arrangements to clear the debt…

Expenses on Education – Money Saving Tips

It is very common for college student to take student loans. However, one problem of this phenomenon is that the students will be in debt once they leave the college. As we all know, it is always good to have a debt free life. Yet it see…

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